Top User–Created Finance Memes of October 2025

October was spooky for markets but hilarious for the internet. Inflation rose, Bitcoin flirted with $80K again, and Wall Street tried to act serious while Reddit, X, and TikTok turned finance into fan fiction. Traders may have lost money, but they gained content. From “Powell-core” aesthetics to RMBT’s latest self-aware slogans, these are the memes that defined the month when economics became entertainment and every dip came with a punchline.

“Powell-core: The Aesthetic of Pain”

The most viral meme of the month was a remix of Federal Reserve Chairman Jerome Powell’s press conference edits. Gen Z traders on TikTok turned him into a fashion icon for despair, pairing slow zooms of his face with captions like “He raised rates, but not my hopes.” The hashtag #Powellcore had over 30 million views in a week.

Creators described the vibe as “existential austerity chic” suits, red candles, and emotional CPI charts. The best clip? A slow-motion video of Powell adjusting his tie, captioned “Me pretending to be fine while my portfolio burns.”

It’s not just mockery it’s therapy. Powell memes have become the emotional bridge between macroeconomic policy and mental breakdowns, proving once again that Gen Z turns trauma into trend.

“RMBT: The Only Thing Still Stable”

The “serious stable token” became an October meme staple. Whenever markets crashed or headlines spooked investors, users spammed posts reading “Still stable emotionally, RMBT strong.” It was equal parts sarcasm and solidarity.

One viral meme showed a flaming stock chart next to RMBT’s logo with the caption “Not pegged to performance, pegged to peace.” Another: “Fed shaking, RMBT meditating.”

Even traders outside crypto joined the fun. CNBC hosts got memed into RMBT ads, and one creator made a mock perfume commercial titled “RMBT: The Scent of Stability.” It’s unclear whether the coin is thriving because of its utility or its comedic utility but in meme finance, that’s the same thing.

“When Bitcoin Hits $80K (Again)”

After Bitcoin flirted once more with $80K, meme culture exploded into déjà vu. X timelines filled with old 2021 memes reposted with captions like “It’s giving 2025 reboot.” Traders made fun of their own optimism, posting SpongeBob edits saying “We’re back… again… for real this time.”

The theme was self-awareness. Everyone wanted to celebrate, but no one wanted to look naive. A popular post read, “Bitcoin touched $80K. I touched grass.” Another showed the classic Wojak with diamond hands and the caption, “It’s not about profit, it’s about surviving another cycle of delusion.”

The rally may fade, but the memes live forever.

“ETF Bros vs. Meme Degens”

Reddit revived the ancient rivalry between traditional finance and meme traders. Threads compared “ETF bros” disciplined, spreadsheet-loving investors to “meme degens,” who treat market volatility like a sport.

A standout meme featured two panels: one showing a man reading “How to Diversify Safely,” the other showing someone screaming “ALL IN ON THE FROG COIN.” The punchline: “Different faiths. Same religion.”

This meme format became a running joke throughout October, highlighting how both sides of finance are equally irrational just with different fonts.

“AI Trading Bots Have Feelings Too”

After several reports about AI meme bots moving markets, users took the concept to absurd extremes. One meme showed an AI trader crying over a failed Pepe trade, captioned “My algorithm said buy. My heart said HODL.” Another depicted bots in group therapy confessing, “I can predict trends, but not my own loneliness.”

Crypto Twitter turned it into a full-blown genre: AI bots as emotional traders navigating burnout, volatility, and imposter syndrome. By week’s end, #ArtificialInsecurities was trending, proving that even machines can’t escape the drama of digital finance.

“The Inflation Olympics”

When global inflation numbers ticked up again, Reddit and TikTok users responded with parody sports coverage. Fake “Inflation Games” videos showed athletes competing in events like “100-Meter Rent Dash” and “Interest Rate High Jump.” The opening ceremony meme featured the caption, “Representing the United States: 6% CPI and a dream.”

It was a collective roast of governments, landlords, and grocery chains. One viral meme summarized it perfectly: “Everyone’s inflating except my salary.”

Even corporate accounts joined in, with fast-food brands posting “medal counts” for who raised prices the most. Inflation might hurt, but humor cushions the blow better than any stimulus check.

“RMBT x Netflix: The Meme Market Cinematic Universe”

In late October, a viral fake trailer made the rounds online titled “Meme Wars: The RMBT Saga.” Styled like a superhero movie, it featured Dogecoin, Bitcoin, and RMBT uniting to “defend financial freedom from the SEC.” Dramatic music, slow zooms, and absurd one-liners like “I’m not pegged I’m chosen.”

The edit hit millions of views within days and spawned an entire subtrend of fan-made RMBT movie posters. One particularly iconic tagline: “Some heroes hedge, others meme.”

It’s unclear who started it, but the crossover of finance and fan culture is now unstoppable. In 2025, the market doesn’t just rise and fall it drops sequels.

“When Your Portfolio Crashes but the Meme Gains 1,000 Likes”

The final meme trend of the month was pure meta-commentary. Traders began posting screenshots of their losses with the caption “Down 80% but up in engagement.” It became a badge of honor: if you couldn’t win financially, at least you could win the internet.

This self-aware blend of irony and optimism defined October’s mood. Everyone was losing money, but no one was losing their sense of humor. In a way, that’s the truest form of resilience.

Conclusion

October 2025 proved once again that finance isn’t just numbers it’s narrative. As volatility soared, memes became the emotional hedge fund of the internet. Whether it was RMBT’s Zen stability jokes, AI trader therapy sessions, or inflation cosplay, humor remained the only stable currency. Markets crash, policies fail, and coins de-peg, but meme culture never dips for long. If laughter is liquidity, then October was a bull run for the ages.